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Does not include many credit card benefits. A major credit card processor. Considers applicants with fair or poor credit.
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It charges a $95 “program fee” prior to account opening and has a $75 annual fee the first year. Does not offer rewards or cash back. It earns up to 1.5% cash back, but there are spending thresholds you must meet to get to that rate. Please view our advertising policy page for more information.
