At What Age Can You Get A Credit Card In Australia. However, adding your child to your credit card account can help foster an understanding of finances and debt that could prepare them well for their financial future. In most cases, you need to be an australian citizen or permanent resident.
Some prepaid credit cards specify a minimum age for cardholders or will limit the available balance if a person is under a certain age. How old do you have to be to get a credit card? Today, you must be 21 years of age to get a credit card in your own name, unless you have a cosigner or can show proof of steady income.
As an authorized user, you'll have a card with your name on it that you can use to make purchases.
You can apply if you: Only legal adults can apply for a credit card in australia, which means you’ve to be 18 years of age. You are able to apply to exit the program if you can demonstrate reasonable and responsible management of your affairs (including financial affairs). By law, banks cannot consider age when they make a credit decision.
