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American Express Optima Card Reviews. The platinum card® from american express average cardholder has a great credit score. But, i needed a card to carry a balance, and the 15% interest rate on the spg card wasn't going to cut it.
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Did some research online and this card has almost no information available on american express website or the web in general. For a steep price, the original premium card gives you 5x points on certain flights and hotel stays, hundreds of dollars a. American express service has gone completely downhill!
And i had the gold card before and amex took my 37000points when i couldn pay the card on time.
So i'll be paying an old charge off on my amex gold card, and applying for the optima with a cl of $700. Unlike the everyday, the everyday preferred card charges a $95 annual fee. This is very dissapointing ! There’s more benefits on this card than you can shake a skinny margarita at:
